Employees are the primary asset of any successful business. That’s why TWIW works diligently to develop the most targeted, cost-effective employee benefits programs that will help attract and retain talented, competent staff.

Starting with a detailed needs analysis, our seasoned professionals work with you to design an employee benefits program that fulfills your expectations and keeps your employees motivated. Our brokers are problem solvers with a thorough understanding of the product lines and policies you depend on and the issues you face on a daily basis—issues such as rapid claims resolution, proactive cost control, employee education and staying competitive.

We add value to our client relationships by offering exceptional resources that go beyond your typical broker-client relationship. For example, we keep you updated on legislation that impacts your employees and help you stay compliant with COBRA, FMLA, HIPAA and other guidelines. In addition, our long-standing partnerships with top-rated carriers help us negotiate the broadest coverage at the most competitive rates.

Our Employee Benefits team can facilitate a variety of services, including:

• Group medical, HSA’s, HRA’s, fully insured and alternative funding methods
• Administration of COBRA benefits
• Administration of Section 125 Flexible Spending Plans
• Referral and presentation of Human Resource support services, ranging from employee   handbook design and labor law counsel referrals to professional HR consultation
• Form 5500 preparation for group insurance products.

Let TWIW design a cost-effective employee benefits solution that delivers the products, service and value your employees deserve.